Igloo is a full-stack insurtech operating across Southeast Asia that partners with digital platforms to distribute micro and embedded insurance products. The company provides insurance infrastructure, product design, and distribution capabilities, enabling e-commerce, ride-hailing, and financial apps to offer affordable insurance to users in markets including Indonesia, Philippines, Thailand, and Vietnam.
Key features: Micro-insurance product design and distribution · Embedded insurance API for digital platform partners · Coverage for devices, travel, personal accident, and more · Multi-country Southeast Asia market coverage · Actuarial and compliance support for partners
Pros: Strong regional presence in high-growth Southeast Asian insurance markets · Embedded model reaches underinsured populations through existing platforms · Flexible micro-insurance products with low premium entry points · Multi-country infrastructure reduces partner complexity
Cons: Focused on Southeast Asia; not applicable to US or European markets · Micro-insurance economics require significant volume for profitability · Consumer indirect model; limited direct brand loyalty
Pricing: Pricing varies by product and partner; B2B model.
Best for: digital platform partners in Southeast Asia
Audience: carrier
