Covomo

Covomo is a German insurtech company operating a B2B embedded insurance comparison and distribution platform for specialty and niche insurance products. Brokers, travel companies, and digital platforms use Covomo to integrate access to specialty insurance products including travel, sports, events, and gadget insurance into their own customer offerings.

Key features: Specialty and niche insurance product marketplace · Embedded insurance API for digital platform integration · White-label and co-branded distribution options · Multi-carrier product catalog for specialty lines · Broker portal for comparison and placement

Pros: Broad specialty product catalog covers underserved niche insurance needs · API-based embedding enables fast integration for digital platforms · German market regulatory expertise · Multi-carrier access provides genuine comparison value

Cons: Focused on German-speaking and European markets; limited global applicability · Niche focus means smaller addressable market than mainstream personal lines · B2B platform pricing not publicly listed

Pricing: Quote-based; B2B platform access pricing not publicly listed.

Best for: German brokers and digital platforms distributing specialty insurance

Audience: broker