Omocom provides insurance solutions specifically designed for sharing economy and rental platforms, enabling companies in peer-to-peer sharing, equipment rental, and collaborative consumption to offer micro-insurance to their users. The company provides insurance products and infrastructure covering both asset owners and renters during the period of sharing or rental. It is embedded insurance in its purest form: coverage priced per transaction and attached at the platform's point of need.
Key features: Micro-insurance for sharing and rental economy platforms · On-demand, time-bound coverage for shared assets · API integration for platform embedding · Coverage for P2P sharing, equipment rental, and mobility · Nordic and European market presence
Pros: Specialized product design for sharing economy use cases not addressed by standard policies · API-based embedding suitable for digital platform integrations · Flexible, short-term coverage aligned with sharing economy transaction patterns · Covers an underserved niche segment
Cons: Niche market focus limits total addressable opportunity · Primarily operates in Nordic and European markets · Pricing not publicly listed
Pricing: Quote-based; pricing varies by platform and risk type.
Best for: sharing economy and rental platform operators
Audience: broker
