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AgencyBloc vs NowCerts: Health and Life AMS vs P&C SaaS AMS (2026)

Published 2026/06/06Last verified 2026/06/06

AgencyBloc

Agency management system and CRM built for health, life, and benefits insurance agencies

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NowCerts

Winner

Affordable, AI-enabled agency management system for independent insurance agencies

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Scorecard

DimensionAgencyBlocNowCerts
Accuracy4 / 54 / 5
Speed4 / 54 / 5
Usability4 / 54 / 5
Value4 / 55 / 5
Security4 / 54 / 5

Verdict

Winner: NowCerts

FAQs

Which should a health or benefits agency choose?
AgencyBloc, which is purpose-built for health, life, and senior-benefits agencies, including commissions and marketing tuned to that book.
Which should a P&C agency choose?
NowCerts, which focuses on property-and-casualty servicing with certificates, ACORD forms, and affordable pricing.
Do both publish pricing?
Yes. AgencyBloc lists tiered per-user plans starting around $59-$109 per user per month with paid modules; NowCerts lists plans from about $99 per month with added users around $45 each. Confirm current numbers with each vendor.
Is NowCerts cheaper than AgencyBloc?
NowCerts is often positioned as a competitively priced P&C option, but the real comparison depends on user count and the modules you need. Price both for your team size.
Can either handle both health and P&C?
Each is strongest in its core market — AgencyBloc for health and life, NowCerts for P&C. A mixed book may require compromises or additional tools.
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AgencyBloc and NowCerts are both agency management systems, but they serve different books. AgencyBloc is built for health, life, and senior-benefits agencies, combining management with CRM and commissions. NowCerts is a SaaS AMS for property-and-casualty agencies, known for certificates, ACORD forms, and affordable pricing.

What each tool actually does. AgencyBloc centers on the health and life workflow — policy and client management, commissions, and marketing automation tuned to benefits agencies. NowCerts centers on P&C servicing: self-service certificates, ACORD forms, commission tracking, and a growing automation layer. The right choice is mostly decided by your lines of business, which is the heart of the AMS vs CRM question for agencies.

Pricing. Both publish pricing. AgencyBloc uses tiered per-user plans starting around $59-$109 per user per month, with modules like Commissions+ or Quote+ priced separately (agencybloc.com/pricing). NowCerts lists an Essentials plan around $99 per month for one user with additional users about $45 each, a Business plan around $349 per month for five users, and custom enterprise pricing (nowcerts.com).

Who each is for. Choose AgencyBloc if you run a health, life, or benefits agency and want a system built around that workflow. Choose NowCerts if you run a P&C agency and want affordable, certificate-heavy servicing. See how to choose an agency management system; a related matchup is HawkSoft vs NowCerts.

Editorial verdict: NowCerts wins for the broader P&C audience that needs affordable, certificate-heavy servicing with transparent pricing, and is our pick for the more common case. AgencyBloc wins decisively for health, life, and senior-benefits agencies whose workflow it is purpose-built around. This is a lines-of-business decision more than a head-to-head on features — match the system to your book.