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Tarmika

Multi-carrier commercial small-business rater

Introduction

Commercial-lines comparative rater letting agents submit one application to multiple carriers for small business risks.

Key features: multi-carrier commercial small-biz rater · one application → many carriers · real-time quotes

Pros: Small-commercial comparative rating · One application to many carriers

Cons: Small-commercial focus · Limited reach for specialty/regional carriers

Pricing: Paid — custom pricing

Best for: Small commercial agencies

Audience: agency

Editorial verdict

Tarmika is a commercial small-business comparative rater — one application out to ~31 connected carriers — owned by Applied, so Epic/EZLynx shops may get tight integration; association pricing runs around $225/mo for 5 users. The tradeoff is carrier reach: 31 carriers covers standard small commercial well but misses regional, specialty and E&S markets. Best for small commercial agencies in the Applied ecosystem with mainstream carrier panels. Limited reach for specialty or regional carriers.

Editorial Scores

3.5/ 5
  • Accuracy & Reliability3.5
  • Speed & Responsiveness3.5
  • Usability & Learning Curve3.5
  • Value for Money3.5
  • Security & Compliance3.5
Provisional

Based on public information. Scores are editorial and independent — paid placement never changes a score.

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