Greater Than provides an AI-powered telematics analytics platform that scores driving behavior and predicts crash probability at the individual driver level using trip data. Auto insurers and fleet operators use Greater Than's scores to power usage-based insurance pricing, driver coaching, and underwriting decisions. The company operates in European and US markets. It turns raw telematics data into a portable driver score — the input layer for telematics rating and usage-based products.
Key features: Real-time driver crash probability scoring · Trip data analysis for UBI premium calculation · Driver behavioral segmentation and profiling · Fleet risk analytics and reporting · API integration with telematics providers and mobile SDKs
Pros: Crash probability model adds precision beyond simple driving behavior scoring · API-based design integrates with existing telematics programs · Applicable to both personal auto and commercial fleet lines · Supports sustainability reporting alongside risk analytics
Cons: Value is contingent on access to quality telematics and trip data · Competitive market with established telematics analytics providers · Pricing not publicly listed
Pricing: Quote-based, not publicly listed.
Best for: auto and fleet insurers
Audience: carrier
