Coalition is a cyber insurance carrier and security company that provides what it calls Active Insurance, bundling cyber liability coverage with continuous security monitoring tools, vulnerability scanning, and incident response access. Distributed through brokers and agents, Coalition covers businesses of various sizes and provides policyholders with proactive security resources designed to prevent claims. The Active Insurance pitch is essentially live risk scoring folded into the policy itself — monitoring as a loss-control mechanism.
Key features: Cyber liability coverage for businesses · Continuous external attack surface monitoring for all insureds · Vulnerability scanning and security alerts · Active response team and breach coach access · Coalition Control security platform included with policies
Pros: Bundled security monitoring creates differentiated value beyond pure coverage · One of the largest and most established insurtech cyber carriers · Strong claims response and incident management capabilities · Accessible for a wide range of business sizes
Cons: Cyber-only carrier; brokers must work with additional carriers for other lines · Pricing varies by risk profile; not standardized publicly · Scale and appetite changes may affect availability in some segments
Pricing: Quote-based through agent and broker channels.
Best for: SMB to mid-market businesses via broker distribution
Audience: carrier
